Everything your cooperative or lending organization needs in one platform — loans, savings, share capital, accounting, payroll, ERP, and member portal.
From registration to your first loan — it only takes minutes.
Sign up for free in under 2 minutes. Enter your cooperative or lending company details and create your admin account.
Configure your loan products (interest rates, terms, fees), then add your members or borrowers. Import from Excel if needed.
Process loan applications, record payments, track collections, and generate reports. Everything is automated.
From loan processing to financial reporting, we've got every aspect covered.
Multiple loan types, amortization schedules, automated computations, disbursement tracking, payment processing, and collection management.
Complete member profiles, document uploads, KYC verification, membership tracking, and a self-service member portal.
Regular savings, time deposits, and special savings accounts. Manage deposits, withdrawals, interest computation, and account statements.
Track member share capital contributions, manage subscriptions, compute dividends, and generate share capital reports.
Chart of accounts, journal entries, general ledger, trial balance, balance sheet, income statement, and bank reconciliation.
Employee management, salary computation, payslip generation, deductions, benefits, and payroll schedules.
Purchase orders, inventory management, asset tracking, vendor management, warehouse operations, and project management.
Board resolutions, committee management, CDA compliance reports, BIR reports, audit trails, and regulatory filings.
In-app chat, SMS notifications, payment reminders, collection alerts, and automated member communications.
Multi-organization support, role-based access control, subscription management, data backups, and system configuration.
Get a real-time overview of your entire operation. Monitor collections, track overdue payments, and see member growth — all at a glance.
| Loan # | Member | Amount | Status |
|---|---|---|---|
| LN-2026-0042 | Maria Santos | ₱50,000 | Active |
| LN-2026-0041 | Juan Reyes | ₱25,000 | Pending |
| LN-2026-0040 | Ana Garcia | ₱100,000 | Released |
Give your members 24/7 access to their accounts. They can apply for loans, view payment history, check savings balances, and manage their profile — all from their browser or phone.
Accessible on any device, anytime
Built specifically for cooperatives and lending organizations that demand reliability and compliance.
No installation needed. Access your system from any device, anywhere. Automatic updates and backups included.
Each organization gets its own isolated data space. Perfect for managing multiple branches or cooperative groups.
Designed for how cooperatives actually work — share capital, patronage refund, dividends, CDA reports, and more.
Bank-grade security with encrypted data, role-based access control, audit trails, and automatic backups.
Live analytics and reports. Monitor loan portfolios, collection rates, savings growth, and financial performance at a glance.
Start with our free plan at no cost. Upgrade anytime as your organization grows. No credit card required.
Start free and scale as you grow. No hidden fees, no surprises.
Perfect for getting started with basic features
Savings, portal, SMS & banking module
Data export, restructuring, collateral & credit scoring
Full suite: accounting, payroll, ERP & compliance
API access, multi-branch, white-label
Guides, tips, and best practices for running your cooperative.
Join cooperatives and lending organizations already using Argonar System.
Start with our free plan — no credit card required.
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