Simple, Transparent Pricing

Choose the perfect plan for your cooperative or lending organization. Start free and upgrade as you grow.

Monthly
Annual Save 17%

Free

FREE
FREE

Basic access with limited features

Users 3
Borrowers 5
Loans 10
Payments 50
Savings 5
Deposits 50
Withdrawals 50
  • Basic dashboard
  • Borrower & member management
  • Loan applications & approvals
  • Payment processing & receipts
  • Disbursement tracking
  • Basic reports
Get Started Free

Starter Plan

₱1,000 /month
₱830 /month (billed annually)

Ideal for small coops and barangay lending

Users 5
Borrowers 100
Loans 150
Payments 750
Savings 100
Deposits 500
Withdrawals 500
  • Everything in Free, plus:
  • Advanced dashboard & analytics
  • SMS notifications & reminders
  • Collection sheet generator
  • Savings accounts module
  • Member portal (self-service)
  • Banking module
Start Free Trial

Basic Plan

₱7,200 /month
₱6,000 /month (billed annually)

For small lending operations

Users 10
Borrowers 500
Loans 2,000
Payments 10,000
Savings 500
Deposits 5,000
Withdrawals 5,000
  • Everything in Starter, plus:
  • Data export (Excel/PDF)
  • Group lending & construction loans
  • Collateral management
  • Credit scoring & CIC reports
Start Free Trial

Professional Plan

₱14,400 /month
₱12,000 /month (billed annually)

For growing lending companies

Users 25
Borrowers 2,000
Loans 10,000
Payments 50,000
Savings 2,000
Deposits 25,000
Withdrawals 25,000
  • Everything in Basic, plus:
  • Share capital management
  • Dividend computation
  • Full accounting module (GL, BS, IS)
  • BIR/CDA compliance reports
  • Payroll & timekeeping
  • ERP: Inventory, assets & procurement
Start Free Trial

Enterprise Plan

₱28,800 /month
₱24,000 /month (billed annually)

For large-scale operations

Users Unlimited
Borrowers Unlimited
Loans Unlimited
Payments Unlimited
Savings Unlimited
Deposits Unlimited
Withdrawals Unlimited
  • Everything in Professional, plus:
  • REST API access
  • Multi-branch support
  • Custom integrations
  • Dedicated account manager
Start Free Trial

Feature Comparison

Feature Free Starter Basic Professional Enterprise
Plan Limits
Users 3 5 10 25 Unlimited
Borrowers 5 100 500 2,000 Unlimited
Loans 10 150 2,000 10,000 Unlimited
Payments 50 750 10,000 50,000 Unlimited
Savings Accounts 5 100 500 2,000 Unlimited
Deposits 50 500 5,000 25,000 Unlimited
Withdrawals 50 500 5,000 25,000 Unlimited
Core Features
Borrower/Member Management
Loan Processing
Payment Processing & Receipts
Basic Dashboard
Disbursement Tracking
Loan Calculator
Communication & Notifications
Advanced Dashboard & Analytics
SMS Notifications & Reminders
Collection Sheet Generator
Member Portal (Self-Service)
Banking Module
Data & Reports
Data Export (Excel/PDF)
Group Lending
Collateral Management
Credit Scoring
CIC / Credit Bureau Reports
Construction Loans
Cooperative & Accounting
Share Capital Management
Savings Accounts
Dividend Computation
Full Accounting Module
BIR Compliance Reports
CDA Inspection Reports
Payroll & Timekeeping
ERP: Inventory Management
ERP: Asset Management
ERP: Procurement & Purchase Orders
ERP: Vendor Management
ERP: Project Management
Enterprise Features
REST API Access
Multi-Branch Support
Custom Integrations
Dedicated Account Manager

Frequently Asked Questions

Yes! Our Free plan lets you manage up to 3 users, 5 borrowers, and 10 loans at no cost. It includes all basic lending features - perfect for getting started.

You get a 7-day grace period after expiration. During this time, you can still view all data but cannot add new borrowers, loans, or users. After the grace period, these features remain locked until you renew. Your data is never deleted.

You can upgrade your plan at any time and get immediate access to new features. Downgrades take effect at the end of your current billing period to ensure uninterrupted service.

We accept GCash and bank transfers. After selecting your plan, you'll receive payment instructions with a QR code. Once payment is verified (usually within minutes), your subscription is activated immediately.

Each plan has limits for users, borrowers, loans, payments, savings accounts, deposits, and withdrawals. When you reach any limit, you'll be prompted to upgrade. Your existing data remains safe and fully accessible - you just can't add new entries for that category until you upgrade.

Yes! When you choose annual billing, you save approximately 17% compared to monthly. You pay for 10 months and get 12 months of service.

The Professional plan includes everything cooperatives need: Share Capital management, Dividend computation, full Accounting module (General Ledger, Balance Sheet, Income Statement), BIR compliance reports, CDA inspection reports, Payroll & Timekeeping, and a complete ERP suite (Inventory, Asset Management, Procurement, Vendor Management, and Project Management). Note: Savings Accounts and Banking are available starting from the Starter plan.

Ready to Get Started?

Join hundreds of cooperatives and lending companies using Argonar System
Start with our Free plan - no credit card required!

Start Free Today

Already have an account? Login here

Chat on Messenger Send an Email