Simple, Transparent Pricing

Choose the perfect plan for your cooperative or lending organization. Start with a free trial and upgrade as you grow.

Monthly
Annual Save 17%

Starter Plan

₱1,000 /month
₱830 /month (billed annually)

Ideal for small coops and barangay lending

Users 5
Borrowers 100
Loans 150
Payments 750
Savings 100
Deposits 500
Withdrawals 500
  • Dashboard & analytics
  • Borrower & member management
  • Loan applications & approvals
  • Payment processing & receipts
  • SMS notifications & reminders
  • Collection sheet generator
  • Savings accounts module
  • Member portal (self-service)
  • Banking module
  • Basic reports
Start 3-Day Free Trial

Staggered Payment Plan

₱500 /month
FREE

Starter-level access for 15 days — ideal for first-time clients

Users 5
Borrowers 100
Loans 150
Payments 750
Savings 100
Deposits 500
Withdrawals 500
Start Free Trial

Basic Plan

₱3,600 /month
₱3,000 /month (billed annually)

For small lending operations

Users 8
Borrowers 1,250
Loans 10,000
Payments 5,000
Savings 250
Deposits 2,500
Withdrawals 2,500
  • Everything in Starter, plus:
  • 500 borrowers & 2,000 loans
  • Data export (Excel/PDF)
  • Group lending & construction loans
  • Collateral management
  • Credit scoring & CIC reports
  • Time deposits
  • Member annual SOA & passbook print
Start Free Trial

Professional Plan

₱14,400 /month
₱12,000 /month (billed annually)

For growing lending companies

Users 25
Borrowers 2,000
Loans 10,000
Payments 50,000
Savings 2,000
Deposits 25,000
Withdrawals 25,000
  • Everything in Basic, plus:
  • 2,000 borrowers & 10,000 loans
  • Share capital & dividends
  • Full accounting module (GL, BS, IS)
  • BIR/CDA compliance reports
  • Payroll & timekeeping
  • ERP: Inventory, assets & procurement
  • Investment portfolio & maturity calendar
  • Investment board reports
Start Free Trial

Enterprise Plan

₱28,800 /month
₱24,000 /month (billed annually)

For large-scale operations

Users Unlimited
Borrowers Unlimited
Loans Unlimited
Payments Unlimited
Savings Unlimited
Deposits Unlimited
Withdrawals Unlimited
  • Everything in Professional, plus:
  • Unlimited everything
  • REST API access
  • Multi-branch support
  • Custom integrations
  • Dedicated account manager
Start Free Trial

Feature Comparison

Feature Starter Plan Staggered Payment Plan Basic Plan Professional Plan Enterprise Plan
Plan Limits
Users 5 5 8 25 Unlimited
Borrowers 100 100 1,250 2,000 Unlimited
Loans 150 150 10,000 10,000 Unlimited
Payments 750 750 5,000 50,000 Unlimited
Savings Accounts 100 100 250 2,000 Unlimited
Deposits 500 500 2,500 25,000 Unlimited
Withdrawals 500 500 2,500 25,000 Unlimited
Core Features
Borrower/Member Management
Loan Processing
Payment Processing & Receipts
Dashboard & Analytics
Disbursement Tracking
Loan Calculator
Communication & Notifications
SMS Notifications & Reminders
Collection Sheet Generator
Member Portal (Self-Service)
Banking Module
Savings Accounts
Data & Reports
Data Export (Excel/PDF)
Group Lending
Construction Loans
Collateral Management
Credit Scoring
CIC / Credit Bureau Reports
Time Deposits
Member Annual SOA
Savings Passbook Print
Cooperative & Accounting
Share Capital Management
Dividend Computation
Full Accounting Module
BIR Compliance Reports
CDA Inspection Reports
Payroll & Timekeeping
ERP: Inventory Management
ERP: Asset Management
ERP: Procurement & Purchase Orders
ERP: Vendor Management
ERP: Project Management
Investment Management
Investment Portfolio Tracking
Investment Maturity Calendar
Investment Board Reports
Enterprise Features
REST API Access
Multi-Branch Support
Custom Integrations
Dedicated Account Manager
Support
Community Support
Email Support
Priority Support
Phone Support

Frequently Asked Questions

Yes! We offer a 3-day free trial of the Starter plan so you can explore all features. No credit card required to start your trial.

You get a 7-day grace period after expiration. During this time, you can still view all data but cannot add new borrowers, loans, or users. After the grace period, these features remain locked until you renew. Your data is never deleted.

You can upgrade your plan at any time and get immediate access to new features. Downgrades take effect at the end of your current billing period to ensure uninterrupted service.

We accept GCash, Maya, Visa, Mastercard, QRPH, and bank transfers via PayMongo. After selecting your plan, you'll be redirected to a secure checkout page. Once payment is confirmed, your subscription is activated automatically.

Each plan has limits for users, borrowers, loans, payments, savings accounts, deposits, and withdrawals. When you reach any limit, you'll be prompted to upgrade. Your existing data remains safe and fully accessible - you just can't add new entries for that category until you upgrade.

Yes! When you choose annual billing, you save approximately 17% compared to monthly. You pay for 10 months and get 12 months of service.

The Professional plan includes everything cooperatives need: Share Capital management, Dividend computation, full Accounting module (General Ledger, Balance Sheet, Income Statement), BIR compliance reports, CDA inspection reports, Payroll & Timekeeping, and a complete ERP suite (Inventory, Asset Management, Procurement, Vendor Management, and Project Management). Note: Savings Accounts and Banking are available starting from the Starter plan.

Ready to Get Started?

Join hundreds of cooperatives and lending companies using Argonar System
Start your 3-day free trial - no credit card required!

Start Free Today

Already have an account? Login here

Chat on Messenger Send an Email